Loan Officer-For Internal and external candidates- Limited Duration Contract (LDC) /ML3B- Qalqilia Branch Office- Microfinance Department- Grade,

Org. Setting and Reporting

The incumbent is responsible to the Area Loan Supervisor.

Responsibilities

In accordance with established Agency policy and procedures the incumbent:
(A) Promotes and retails credit to micro-entepreneurs and small businesses through visits to designated local market and industrial areas to support business development by financing working capital and investment opportunities;
(B) Promotes and retails consumer and housing loans to low-income households through visits to their workplaces and households to provide finance for household assets and home improvement;
(C) Ensures screening of prospective borrowers, including visiting the businesses and/or households, completing the loan applications, analyzing the loan requests and recommending disbursement;
(D) Through individual marketing and promotion channels, ensures financing new and repeated loans to increase the size of the portfolio;
(E) Monitors and leverages an adequate healthy caseload of active borrowers;
(F) Follows up on payments of performing portfolio to ensure adequate repayment rate;
(G) In coordination with the relevant MD staff, follows up on payments of bad portfolio from delinquent clients to reduce its volume;
(H) Performs such other duties as may be assigned.

Competencies

You will be requested to demonstrate the following competencies:
(i) Ability to work within a team;
(ii) Effective interpersonal, communication and marketing skills;
(iii) Customer focus with commercial judgment;
(iv) Familiarity with the local market needs;
(v) Problem solving abilities;
(vi) Ability to cope with change and pressure.

Education

- Completion of a two-year post secondary diploma in accountancy, business, marketing or other related commercial discipline.
- Desirable qualifications:
A first university degree in business administration, accountancy or economics OR relevant years of experience in sales, marketing, or banking is preferred.(Desirable Qualifications)

Work Experience

Completion of three years of relevant working experience, including in microfinance (as a Loan Officer), sales or marketing.

Languages

Good command of spoken and written Arabic and English.

Special Notice

لن يتم النظر في أي معلومة يتم ارسالها بعد تقديم هذا الطلب، لذلك تأكد أن جميع المعلومات في طلب الوظيفة كاملة وصحيحة من حيث الدرجة العلمية (مثلا بكالوريوس/ماجستير/دبلوم) وجميع الخبرات من حيث تاريخ البداية والنهاية، والمسمى الوظيفي ، وجميع الوظائف في تاريخك المهني،وطبيعة العقد( دوام جزئي أو كامل )
مع التأكيد أن يتم ذكر كامل خبراتك العملية والاكاديمية في القسم المخصص لذلك
خانة Work Experience
خانة Education

حيث أن اضافة خبراتك في أي مكان اخر في طلب الوظية لن يكون كافيا ولن يتم اعتماده

الرجاء الاضطلاع على المرفق في أعلى هذا الاعلان
View this Job Posting in Arabic ( Common mistakes)

UNRWA is committed to achieving gender parity at all levels of staffing under the current UN-wide gender agenda and strongly encourages applications from qualified women.

UNRWA welcomes applications from qualified candidates with disabilities.

* Conditions of service
Limited Duration Contract (LDC- Band ML3B)
Monthly basic salary USD846.60, payable in JD at UN monthly exchange rate.
Other benefits include:
• Family allowances (if applicable).
• 30 days of annual leave.
• Compulsory medical insurance.

*DESIRABLE QUALIFICATIONS:
A first university degree in business administration, accountancy or economics OR relevant years of experience in sales, marketing, or banking is preferred.

**ADDITIONAL INFORMATION
(i) Possession of a valid driving license;
(ii) Willingness to work beyond regular working hours.


*** Additional Requirements:
Applicants should be resident of Qalqilia Governorate.

* Equivalency:
Candidates with an equivalent combination of relevant academic qualifications, professional training and progressive work experience may also be considered if there will not be enough qualified candidates.

For guidance on how to prepare for competency-based interviews:
https://careers.un.org/lbw/home.aspx?viewtype=AYI

* Important information
1-This vacancy notice is open to internal and external candidates. As an Area post, only candidates who reside in West Bank or Jerusalem at the time of applications are eligible to apply. The Agency does not assume responsibilities nor support the issuance of work permits for those who has no legal documents to live in WB/Jerusalem.

2-Please ensure that the e-mail address and mobile phone number that you have written in your Personal History Form are accurate and active. Your status in relation to the vacancy will be communicated to you via email listed on your Personal History Form, as we will no longer be using telephone calls.

3-It is the responsibility of the candidate to provide full, accurate and up to date information in his/her application form. Any missing and/or misleading data may lead to candidate disqualification.

UNRWA is a United Nations organization whose staff are expected to uphold the highest standards of integrity, neutrality and impartiality. This includes respect for and commitment to human rights, diversity, and non-violent means of dealing with all kinds of conflict. UNRWA staff are expected to uphold these values at all times, both at work and outside. Only persons who fully and unconditionally commit to these values should consider applying for UNRWA jobs. UNRWA is a non-smoking work environment.

The Agency reserves the right not to make an appointment, to make an appointment at a lower grade, or to make an appointment with a modified job description.

On appointment, all individuals will be asked to sign a self-attestation, confirming that they have not committed, been convicted of, or prosecuted for, any criminal offence and that they have not been involved, by act or omission, in the commission of any violation of international human rights law or international humanitarian law.

UNRWA, the largest United Nations operation in the Middle East with over 30,000 staff working across five areas of operation, is looking for professionals like you.

UNRWA’s human development goals
UNRWA is funded almost entirely by voluntary contributions from UN member states, regional bodies, business foundations and individual contributions. UNRWA has identified four human development goals as the focus of the Agency’s operations in committing to fostering human development of Palestine refugees by helping them to: lead long and healthy lives, acquire knowledge and skills, achieve decent standards of living and enjoy human rights to the fullest possible extent.

How can you make a difference?
You will be joining a team of around 4,000 staff in the West Bank Field Office working to foster the human development of some 800,000 registered Palestine refugees.

United Nations Considerations

Staff members are subject to the authority of the Commissioner-General of UNRWA and to assignment by him or her.

UNRWA is committed to achieving gender parity at all levels of staffing under the current UN-wide gender agenda and strongly encourages applications from qualified applicants from under-represented groups.

At UNRWA, the paramount consideration in the recruitment and employment of staff is the necessity of securing the highest standards of efficiency, competence and integrity, with due regard to geographic diversity. All employment decisions are made on the basis of qualifications and organizational needs. UNRWA is committed to creating a diverse and inclusive environment of mutual respect. Reasonable accommodation for applicants with disabilities may be provided to support participation in the recruitment process when requested and indicated in the application.

UNRWA Considerations
UNRWA staff are expected to uphold the highest standards of efficiency, competence, neutrality, impartiality and integrity. This includes respect for and commitment to human rights, diversity and non-violent means of dealing with all kinds of conflict. Only persons who fully and unconditionally commit to these values should consider applying for UNRWA jobs. Candidates will not be considered for employment with UNRWA if they have committed violations of international human rights law, violations of international humanitarian law, sexual exploitation, sexual abuse, or sexual harassment, or if there are reasonable grounds to believe that they have been involved in the commission of any of these acts. Candidates who have committed crimes other than minor traffic offences may not be considered for employment. The Agency may disqualify applicants who have separated for reason of misconduct, who left a UN Agency while misconduct processes were pending, or who appear on the UN Sanctions List.
UNRWA is a non-smoking work environment.

Applicants are urged to follow carefully all instructions available in the online recruitment platform, inspira. For more detailed guidance, applicants may refer to the Manual for the Applicant, which can be accessed by clicking on “Manuals” hyper-link on the upper right side of the inspira account-holder homepage.

The evaluation of applicants will be conducted on the basis of the information submitted in the application according to the evaluation criteria of the job opening and the applicable internal legislations of the United Nations including the Charter of the United Nations, resolutions of the General Assembly, the Staff Regulations and Rules, administrative issuances and guidelines. Applicants must provide complete and accurate information pertaining to their personal profile and qualifications according to the instructions provided in inspira to be considered for the current job opening. No amendment, addition, deletion, revision or modification shall be made to applications that have been submitted. Candidates under serious consideration for selection will be subject to reference checks to verify the information provided in the application.

Job openings advertised on the Careers Portal will be removed at 11:59 p.m. (New York time) on the deadline date.